Final answer:
The quote from 'The Merchant of Venice' reflects a cautious approach to financial transactions, emphasizing moderation and a rejection of usury, a common theme in Shakespeare's work.
Step-by-step explanation:
The line "I neither lend nor borrow/ By taking nor by giving of excess" from Act 1, Scene 3 of The Merchant of Venice reflects a principle of moderation in financial dealings. The character who speaks these lines is expressing a philosophy against usury and irresponsible financial practices.
The sentiment implies that the speaker prefers not to engage in the lending or borrowing of money in ways that could be seen as exploitative or excessive. This viewpoint aligns with the Elizabethan dislike of usury and promotes a balance between greed and generosity, a theme that runs throughout the play.