Final answer:
A debit card is the payment option that takes money out of your bank immediately. It is tied to your bank account and allows for direct and immediate transfer of funds to the seller.
Step-by-step explanation:
A debit card is the payment option that takes money out of your bank immediately. Similar to a check, a debit card instructs your bank to transfer money directly and immediately from your bank account to the seller. It is important to note that a debit card is tied to your bank account, so you can only make purchases if you have sufficient funds in your account.