Final answer:
Janet should open her checking account at a bank that aligns with her needs and offers the best overall value when considering services, fees, convenience, and reputation. She may use a decision-making matrix to compare the options and decide whether the benefits outweigh the effort needed to sway her parents' opinion towards a non-local bank.
Step-by-step explanation:
Where Janet should open her checking account depends on a careful review of her needs and the options available from different banks. To make an informed decision, Janet should consider factors such as the services each bank offers, any potential fees, the convenience of location and banking hours, and the bank’s reputation. Janet may want to create a matrix to help compare these criteria across different banks. This would include the possibility of getting a job, her summer plans, and the likelihood of needing to access the account or speak to a banker in person. If there are significant benefits to using a bank other than her local Tinker Bank, such as lower fees or better services, it might be worth the effort to convince her parents. The onus on her is to articulate these benefits so her parents can understand the rationale behind her choice. By comparing the pros and cons of each bank, Janet can make a decision that aligns with her financial needs and future plans. The process will involve weighing the immediate hassle of convincing her parents against the long-term benefits of choosing the best banking option for her situation. Confidence in her choice will come from knowing she has done thorough research and considered all relevant aspects.