Final answer:
The student's belief that students should secure private loans from banks instead of relying on increased federal loans is categorized as right-leaning in political ideology.
Step-by-step explanation:
The student in question holds the belief that students should secure private loans from banks instead of relying on increased federal loans. Based on the provided information, it is most appropriate to categorize this belief as right-leaning. Right-leaning individuals generally support limited government intervention and believe in the importance of individual responsibility and free-market capitalism. They often favor private solutions over government programs.