Final answer:
An individual using an insured auto without the insured's permission would NOT be considered an insured under the liability section of the commercial auto policy.
Step-by-step explanation:
The commercial auto policy is a type of insurance that provides coverage for vehicles used for business purposes. This includes coverage for liability in case the insured vehicle is involved in an accident and the driver is found to be at fault. To address the question, which of the following would NOT be an insured under the liability section of the commercial auto policy, let's examine each option:
- A) The owner of a trailer borrowed by the insured and attached to the insured's auto would typically be considered an insured, as they have an insurable interest.
- B) An individual using an insured auto without the insured's permission would not typically be covered under the liability section, because unauthorized use generally voids the coverage.
- C) The named insured is naturally an insured under the policy.
- D) If an insured auto impacts with another vehicle with the insured auto being at fault, the liability coverage would extend to this event as it is a covered peril.
Therefore, the person who would NOT be considered an insured under the liability section of the commercial auto policy would be B) An individual using an insured auto without the insured's permission.