Final answer:
Collision and Comprehensive are the two coverages that will NOT be written together for the same vehicle.
Step-by-step explanation:
In a Business Auto Policy's Physical Damage Coverage, Collision and Comprehensive are the two coverages that will NOT be written together for the same vehicle.
Collision coverage pays for damages to a vehicle in the event of a collision with another object or vehicle. Comprehensive coverage, on the other hand, covers damages to a vehicle caused by events such as theft, vandalism, or natural disasters.
While the other options mentioned in the question (A. Comprehensive and Specified Cause of Loss, B. Specified Cause of Loss and Collision, and C. All can be written together) are combinations of coverages that can be written together, collision and comprehensive coverage are typically excluded as they provide similar protections and do not need to be duplicated.
In a Business Auto Policy, Specified Cause of Loss and Collision coverages are not written together as they cover different types of risks and are standalone coverages.
In the context of a Business Auto Policy's Physical Damage Coverage, Specified Cause of Loss and Collision coverages will NOT be written together for the same vehicle. The option B is correct. The coverage for Specified Cause of Loss is generally more limited and typically doesn't cover the perils addressed by Collision coverage. As such, they are standalone coverages that address different types of risks and are not combined for a single vehicle.