Final answer:
To qualify for a Guaranteed Issue window for a Medigap plan, one must be 65 or older, enrolled in Medicare Part B, and within six months of obtaining Part B coverage or experiencing certain events, like losing prior health coverage.
Step-by-step explanation:
To qualify for a Guaranteed Issue (GI) window for a Medigap plan, an individual must meet certain conditions. The GI window is a time when you have the right to buy a Medigap policy without medical underwriting, meaning your health status isn’t considered. This period typically begins on the first day of the month when you're both 65 or older and enrolled in Medicare Part B and lasts for six months.
In addition, certain events can trigger a GI window, such as losing group health coverage or your Medigap policy being involuntarily terminated. It is important to understand that if you miss the GI window, you could be denied a Medigap policy or charged more based on your health if you apply later.