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How many PD-3s can there be per IBR?

User JustNeph
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Final answer:

The number of PD-3s per IBR is not a fixed value and depends on various factors such as income, family size, eligibility for the PD-3 program, and qualifying payments made. PD-3 refers to the Public Service Loan Forgiveness Program.

Step-by-step explanation:

In the context of IBR (Income-Based Repayment) and PD-3 (Public Service Loan Forgiveness), the number of PD-3s per IBR is not a fixed value. PD-3 refers to the Public Service Loan Forgiveness Program, which forgives the remaining federal student loan balance after 120 qualifying payments while working full-time for a qualifying employer. IBR is a repayment plan that caps monthly loan payments based on income and family size.

Therefore, the number of PD-3s per IBR will depend on the individual's loan repayment plan, their income, family size, eligibility for the PD-3 program, and the number of qualifying payments made. It is important to note that not all individuals on the IBR plan are eligible for PD-3, and not all payments made under IBR may qualify for PD-3.

User Cxyz
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