Question

After joining a health maintenance organization (HMO), a subscriber will typically select a(n)

a. capitation level

b. primary level physician

c. closed panel

d. deductible level
primary level physician

Answer 1

Upon joining an HMO, a subscriber usually selects a primary care physician who manages their healthcare needs and provides referrals within the HMO network.

Step-by-step explanation:

After joining a health maintenance organization (HMO), a subscriber will typically select a primary care physician. In an HMO, medical care providers receive reimbursement according to the number of patients they handle, rather than for each service provided, which is known as a fee-for-service model. The primary care physician will manage most of the subscriber's healthcare needs and provide referrals to specialists within the HMO network as needed. This selection is important as it helps in managing the health care services and costs more effectively, reducing the potential for adverse selection in the insurance market.