Final answer:
A Non-Resident's vehicle must comply with Florida's No-fault law if it is in the state for more than 90 days during the preceding 365 days. Vehicles must be insured with PIP and PDL coverage as per state requirements. The No-fault law allows for each party's insurance to cover their damages, irrespective of fault.
Step-by-step explanation:
In the context of Florida’s No-fault law, a Non-Resident's vehicle is subject to the No-fault law when it is physically present in the state for more than 90 days during the preceding 365 days. The law stipulates that if a vehicle owned by a non-resident is present within the state for this duration, the vehicle must be insured with Personal Injury Protection (PIP) and Property Damage Liability (PDL) as per Florida's requirements. Failure to carry the appropriate insurance could result in various penalties, including the suspension of the owner’s driving privileges in Florida.
The No-fault law system is designed to ensure that, in the event of an accident, each party's insurance covers their own damages, regardless of who was at fault. This is to help reduce the time and cost associated with more traditional tort systems, where fault must be determined before any payout is made. It’s important for non-residents who spend a significant amount of time in Florida to be aware of these regulations to avoid any legal issues.