Question

Which of the following is covered under PAP liability?

A. Intentional damage
B. Permissive use of insured's automobile
C. Damage to property owned by the insured
D. Injury to an employee in the course of employment

Answer 1

Permissive use of insured's automobile is covered under PAP liability.

Step-by-step explanation:

The correct answer is B. Permissive use of the insured's automobile is covered under PAP liability.

Personal Auto Policy (PAP) is an insurance policy that provides coverage for individuals' personal automobiles. It includes liability coverage, which protects the insured against claims of bodily injury or property damage caused by the insured's use of the automobile.

Permissive use refers to allowing someone else to drive your insured automobile with your permission. In most cases, PAP liability coverage extends to the permissive user, providing protection for any bodily injury or property damage they may cause while driving the insured vehicle.