Final answer:
Insurance coverage for non-medically necessary eyewear, such as eyeglasses and contact lenses, depends on the specifics of the health insurance plan. Both Blue Cross Blue Shield MA Core HMO and Blue Cross Blue Shield MA Access PPO have varying coverage terms, so one must review individual plan details to determine eligibility for such eyewear coverage.
Step-by-step explanation:
The coverage for non-medically necessary eyewear, including contact lenses and eyeglasses, varies depending on the specific health insurance plan. Generally, medical care including prescription drugs, medical supplies, physician's services, eyeglasses and eye care, hospital services, etc., may be covered under health insurance plans. However, for non-medically necessary items, it's often the case that they are not covered. It is essential to check the particular policy details of the Blue Cross Blue Shield MA Core HMO and the Blue Cross Blue Shield MA Access PPO to determine the coverage for non-medical eyewear as these details can vary significantly between plans.
It is noteworthy that protective eyewear, which may be considered as a preventive measure in certain professions, might be covered if there is a medical necessity or risk involved in the work, thus protecting individuals from ultraviolet radiation and other hazards. In contrast, cosmetic preferences such as contact lenses chosen for their appearance rather than corrective necessity may not be included. For specific information, one would need to review the terms and benefits of each plan individually to ascertain coverage eligibility.