Final answer:
The maximum liability of the Recovery Account against any individual licensee cannot be determined from the provided deposit insurance information as they are unrelated figures. The FDIC insures depositors' bank accounts up to $250,000, which highlights a financial safeguard but does not give us the Recovery Account's liability limit.
Step-by-step explanation:
The question appears to be related to the Recovery Account's maximum liability in terms of the amount that can be sought against any individual licensee. The Recovery Account can be an account set aside for indemnification related to professional liability or malpractice. It is not explicitly connected to the provided information about deposit insurance or FDIC bank evaluations. Looking at the insurance information, the maximum liability for the Recovery Account might initially seem like it should align with FDIC coverage but that is not the case. The FDIC coverage is not directly associated with individual licensees but rather with depositors and their bank accounts.
The FDIC deposit insurance information indicates that depositors are ensured up to $250,000. This suggests a climate of financial protection that could mistakenly lead one to assume a similar figure for the Recovery Account's maximum liability. However, without precise information regarding the Recovery Account's liability limit for an individual licensee, it's not possible to conclude which of the provided monetary options ($100,000, $10,000, $1,000, or $500) is correct. As such, I am unable to definitively answer the student's query about the maximum liability of the Recovery Account against an individual licensee.