Final answer:
No Long-Term Care policy may exclude pre-existing conditions for a period of six months.
Step-by-step explanation:
No Long-Term Care policy may exclude pre-existing conditions for a period of more than six months.
One of the key provisions of the Affordable Care Act (ACA) is the prohibition of pre-existing condition exclusions in health insurance policies. This means that insurance companies cannot refuse coverage or charge higher premiums based on someone's pre-existing condition. However, there is a waiting period of up to six months before coverage for pre-existing conditions begins for individuals who enroll in a new Long-Term Care policy.