174k views
2 votes
Under the other than collision coverage, which of the following would be covered?

1) the insured does property damage to another car
2) the insured injures another person
3) the tires are stolen from the insured's car
4) collision damage to the insured's car

1 Answer

5 votes

Final answer:

Under the other than collision coverage, property damage to another car, injury to another person, and stolen tires would be covered, but collision damage to the insured's car would not. Option 1,2,3 are correct.

Step-by-step explanation:

Under the other than collision coverage, the following would be covered:

The insured does property damage to another car: If the insured is responsible for damaging another person's car, the insurance will cover the costs for repairing the damages.

The insured injures another person: If the insured causes injury to someone else, the insurance will cover the medical expenses or legal fees associated with the injury.

The tires are stolen from the insured's car: If the insured's car is stolen, the insurance will cover the cost of replacing the stolen tires.

Collision damage to the insured's car would not be covered under the 'other than collision' coverage. Collision coverage is a separate type of insurance that covers damages to the insured's vehicle caused by a collision with another object or vehicle.

Under the other than collision coverage, which of the following would be covered? The correct answer is that tires stolen from the insured's car would be covered.

Other than collision coverage, sometimes called comprehensive coverage, typically includes events that are not related to the car colliding with another car or object. This can cover scenarios such as theft, vandalism, fire, natural disasters, or animal damage. Therefore, when the tires are stolen from the insured's car, this would be the incident covered by the other than collision coverage.

The coverage does not include damages done to another car (property damage), injuries to another person, or collision damage to the insured’s own car. Those types of incidents are covered by liability coverage and collision coverage, respectively.

User Charles Smith
by
7.9k points