Final answer:
Dwelling policies come in basic, broad, and special forms, which dictate the coverage for events like burglary. None of the listed policy forms natively exclude burglary, which means that they could cover burglary-related damages depending on the policy specifics.
Step-by-step explanation:
The question is asking which form of dwelling insurance policy generally does not cover damage due to burglary. Dwellings can be insured through various forms of policies: basic, broad, and special. A basic form policy covers only the perils that are specifically named in the policy, which usually includes things like fire, lightning, and wind. Broad form policies include everything in the basic form plus additional coverage for events such as roof collapse, frozen pipes, and more. However, they may still not cover burglary unless specifically stated. The special form policy provides the most comprehensive coverage, often referred to as "all risk" or "open peril," meaning it covers all perils unless they are expressly excluded within the policy. Typically, special form policies don't exclude burglary; thus, they provide coverage for damage due to burglary. Therefore, neither basic, broad, nor special sufficiently excludes damage due to burglary, as burglary could be covered depending on the specific policy details.