Final answer:
The loss from hail damage to an auto is typically covered under the 'other than collision' or comprehensive part of an auto insurance policy, irrespective of the car's location during the storm.
Step-by-step explanation:
When an auto is damaged in a hail storm, the loss is typically covered under the comprehensive portion of an auto insurance policy, which is also known as 'other than collision' coverage. This type of insurance is designed to cover events that are not related to a car accident, such as natural disasters, theft, and vandalism, including damage from hail storms. It's important for policyholders to check the specifics of their coverage as policies can vary, but in general, hail damage would be included.
Contrary to collision coverage which is for accidents involving another vehicle or object, comprehensive coverage handles scenarios like hail. Therefore, option 'b. other than collision' is the correct answer for coverage of hail damage. It does not matter whether the auto was garaged or not, as the comprehensive coverage should provide protection regardless of the vehicle's location during the storm.