Final answer:
The incident not considered as an 'other than collision' loss under the personal auto policy is 'collision with another car' as it is covered by collision coverage, not comprehensive coverage. The correct option is a. collision with another car
Step-by-step explanation:
The student's question relates to understanding which scenarios are covered other than collision losses under a personal auto policy. Specifically, the question is identifying which of the listed scenarios would not be considered other than collision (often referred to as comprehensive coverage) losses. To clarify:
- Collision with another car would typically be covered under the collision portion of an auto policy, not under 'other than collision' coverage.
- Contact with a deer, loss caused by a falling object, and vandalism are all examples of incidents that would typically be covered under 'other than collision' coverage in an auto policy.
The correct answer to the question 'All of the following would be considered other than collision losses under the personal auto policy EXCEPT' is a. collision with another car. This is because 'collision with another car' is precisely the type of incident that collision coverage is designed for, whereas the others are non-collision incidents that are covered by comprehensive insurance. The correct option is a. collision with another car