Final answer:
A house guest injured in the insured's auto on the way to the country club would not be covered under the comprehensive liability section of a homeowners policy; this would fall under auto insurance. The other scenarios provided involve incidents on the property or directly related to the homeowner's actions or property and thus would be covered.
Step-by-step explanation:
Comprehensive liability coverage under a homeowners policy typically includes coverage for bodily injury and property damage caused by the insured person or their family members or pets. However, coverage does not extend to injuries or damages that occur while using a motor vehicle. In this case, the house guest's injury occurred while using the insured's auto, so it would not be covered under the comprehensive liability section of the homeowners policy.
The scenario that would not be covered under the comprehensive liability section of a homeowners policy is the fourth scenario: a house guest is injured while going to the country club in the insured's auto. Comprehensive liability on a homeowner's policy typically covers accidents that happen on the property or by the homeowner's actions or property, such as a guest being hit by a swing or a neighbor's child being bitten by the insured's dog. However, when it comes to automobile-related accidents, those are typically covered by auto insurance, not homeowners insurance.