Question

Miscellaneous type vehicle endorsement provides which of the following?

1) all coverage under a pap
2) physical damage only
3) liability only
4) physical damage liability

Answer 1

A miscellaneous type vehicle endorsement generally extends the coverage of a standard auto insurance policy to include vehicles like motorcycles and RVs, potentially offering both liability and physical damage coverage.

Step-by-step explanation:

The term miscellaneous type vehicle endorsement in an insurance context typically means an addition or amendment to an auto insurance policy that provides coverage for vehicles not typically covered under a standard Personal Auto Policy (PAP). This could include motorcycles, motorhomes, golf carts, and more. The specific coverage provided by such an endorsement can vary, but typically it could offer a range of protections, potentially including liability and physical damage coverage. However, without additional context, it's difficult to pinpoint exactly which coverages are provided.