Final answer:
The system utilizes two-factor authentication (2FA), combining something the user has (an access card) with something they know (a password). This dual-factor approach increases security for access to sensitive areas.
Step-by-step explanation:
The student is asking about the types of multifactor authentication being used in a secure access system for a data center, which includes access cards and a password. In this system, two distinct factors are being utilized: something the user has (the access card) and something the user knows (the password). This combination is often referred to as two-factor authentication (2FA), which is a subset of the broader concept of multifactor authentication (MFA). Implementing such a system greatly increases security for accessing sensitive areas like data centers, as it makes unauthorized access considerably more difficult than with single-factor methods. This is because even if one factor (like the password) is compromised, the other (the access card) would still be needed to gain entry. To further enhance security, education about avoiding scams and the importance of maintaining strong passwords is also vital.