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4 votes
List Price - 175,000

Scenario #2: 30-year fixed rate mortgage
Use TVM-Solver
N=
I% = 8%
FV=
PV=
P/Y =
PMT= (Solve for this)
Amount repaid for the loan:
Amount of interest paid:
Total amount repaid (include down payment):

1 Answer

4 votes

Using TVM-Solver, the monthly payment, interest repayment, and total amount repaid, including down payment are as follows:

PMT (Monthly Pay) = $1,027.27

Amount repaid for the loan = $369,817.35

Amount of interest paid = $229,817.35

Total amount repaid (include down payment) = $404,817.35.

How the monthly and down payments are computed:

We can use TVM-solver or an online finance calculator to find the monthly payment, interest repayment, and total amount repaid, including down payment.

PV (present value) = $175,000.00

Loan Term = 30 years (360 months)

Interest Rate = 8%

PMT (Monthly Pay) = $1,027.27

PV (present value) = $175,000

Down Payment = 20%

Down Payment = $35,000.00

Loan Amount = $140,000

PMT (Monthly Pay) = $1,027.27

Amount repaid for the loan = $369,817.35

Amount of interest paid = $229,817.35

Total amount repaid (include down payment) = $404,817.35

Complete Question:

Use the listed information to compute the following:

PMT= (Solve for this)

Amount repaid for the loan:

Amount of interest paid:

Total amount repaid (include down payment):

User TomSjogren
by
8.5k points