Final answer:
A provision in a life or health insurance policy that assists an insurance company in determining the cause of death of an insured is called a contestability clause.
Step-by-step explanation:
A provision in a life or health insurance policy that may assist an insurance company in determining the cause of death of an insured is called a contestability clause.
This clause allows the insurance company to investigate the cause of death if it occurs within a certain period of time, typically the first two years of the policy. The insurer can deny or contest the claim if they find evidence of misrepresentation or fraud.
For example, if a policyholder dies within the contestability period and the insurance company discovers that the insured had a pre-existing medical condition that was not disclosed during the application process, they may deny the claim based on the contestability clause.
Learn more about contestability clause in insurance policies