Final answer:
The war exclusion in insurance policies typically makes war risks uninsurable.
Step-by-step explanation:
The correct answer is: War risk is typically uninsurable. The war exclusion is a clause found in insurance policies that excludes coverage for losses caused by war. It is designed to protect insurers from financial catastrophe by excluding the risks associated with war. Civil insurrections may be covered depending on the specific terms of the policy.
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