Final answer:
Philip, who has a four-year college degree, is unlikely to need a second job if he already works a full-time job.
Step-by-step explanation:
To determine which person is unlikely to need a second job if they already work a full-time job, we need to consider their level of education and qualifications. In this case, Philip, who has a four-year college degree, is the most likely person to not need a second job. A four-year college degree generally opens up more career opportunities and higher-paying jobs compared to a high school diploma or a two-year associates degree.
Learn more about Factors influencing the need for a second job