Final answer:
The story is titled "The Narrow Escape" and carries the moral to be aware of one's surroundings for personal safety.
Step-by-step explanation:
The suitable title for the story could be "The Narrow Escape." The moral of the story could be to always be aware of your surroundings, especially in unfamiliar or poorly lit areas, as it can help you avoid dangerous situations. In this story, the protagonist is walking home on a dark night and suddenly sees two headlights rushing towards them. This creates a sense of suspense and uncertainty, leaving the reader wondering what will happen next and how the protagonist will manage to escape.
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