Step-by-step explanation:
10% enter without a declared major.
ok.
that means
100% - 10% = 90%
enter with a declared major.
of those 90%, 20% (that means now 20% of the 90%) change their major by the end of the second year.
that means
100% - 20% = 80% (of these 90%)
keep their declared major until the end of the seconds year.
now,
20% of 90% = 90/100 × 20 = 0.9 × 20 = 18% of the original 100%
and therefore,
80% of 90% = 90/100 × 80 = 0.9 × 80 = 72% of the original 100%.
100% = 150
1% = 100%/100 = 150/100 = 1.5
72% = 72 × 1% = 72 × 1.5 = 108
108 of these starting 150 freshmen will end their second year with the major they declared upon entry.