Final answer:
To avoid a bad credit report, make sure to pay off any debts on time.
Step-by-step explanation:
To avoid a bad credit report, it is important to pay off any debt owed on time. This means making timely payments on credit cards, loans, and other forms of credit. By consistently paying off debts according to the terms agreed upon with creditors, individuals can establish a positive credit history and avoid negative marks on their credit report.
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