Bailee's feeling of unfairness is based on a misunderstanding of how bank transactions work. When Bailee deposits a check, the funds are not immediately available in her account. The bank needs some time to verify the legitimacy of the check and ensure that the issuer, in this case, Nicholas, has sufficient funds to cover it. During this processing period, the check is said to be "pending."
If the bank discovers that Nicholas does not have enough funds to cover the check, the check will bounce, meaning it will not be honored, and the funds will be deducted from Bailee's account since she had attempted to deposit it. This process is standard banking procedure and applies to all customers.
Bailee's frustration might stem from the inconvenience caused by the reduction in her bank balance, but it's not an unfair practice. It's important for individuals to be aware of the processing times for checks and be cautious when dealing with pending transactions to avoid overdrawing their accounts.