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Question 6 (15 points)

You deposit 2,500 in a savings account. What is the in the amount of interest that will be paid in each situation?
Option A) Interest rate or 8.25% simple for 2 years
Option B) Interest rate of 6.5% compounded annually for 2 years

User Jvalanen
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1 Answer

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Answer:

Option A: Interest rate of 8.25% simple for 2 years

If you deposit $2,500 in a savings account with an interest rate of 8.25% simple for 2 years, the interest earned can be calculated as follows:

Year 1:

Interest = Principal x Rate x Time

Interest = $2,500 x 8.25% x 1

Interest = $2,062.50

Year 2:

Interest = Principal x Rate x Time

Interest = $2,500 x 8.25% x 2

Interest = $4,125.00

Total Interest Earned:

Total Interest = $2,062.50 + $4,125.00

Total Interest = $6,187.50

Therefore, the amount of interest earned on a deposit of $2,500 with an interest rate of 8.25% simple for 2 years is $6,187.50.

Option B: Interest rate of 6.5% compounded annually for 2 years

If you deposit $2,500 in a savings account with an interest rate of 6.5% compounded annually for 2 years, the interest earned can be calculated as follows:

Year 1:

Interest = Principal x Rate x Time

Interest = $2,500 x 6.5% x 1

Interest = $1,625.00

Year 2:

Interest = Principal x Rate x Time

Interest = $2,500 x 6.5% x 2

Interest = $3,281.25

Total Interest Earned:

Total Interest = $1,625.00 + $3,281.25

Total Interest = $4,906.25

Therefore, the amount of interest earned on a deposit of $2,500 with an interest rate of 6.5% compounded annually for 2 years is $4,906.25.

Explanation:

User KnuturO
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