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2 votes
Question

After 6 years, what is the total amount of a compound interest investment of $35,000 at 4% interest, compounded quarterly?



Responses

$37,153.21
$37,153.21

$39,438.88
$39,438.88

$44,440.71
$44,440.71

$56,295.30

ANSWER ASAP

User Jeriley
by
7.9k points

1 Answer

5 votes

Answer:

To calculate the total amount of a compound interest investment after 6 years, we can use the formula:

A = P(1 + r/n)^(nt)

Where:

A is the total amount after the specified time period,

P is the principal amount (initial investment),

r is the annual interest rate (in decimal form),

n is the number of times the interest is compounded per year, and

t is the number of years.

In this case, the principal amount (P) is $35,000, the annual interest rate (r) is 4% (or 0.04 in decimal form), the interest is compounded quarterly, so n is 4, and the time period (t) is 6 years.

Plugging in these values into the formula, we get:

A = 35000(1 + 0.04/4)^(4*6)

A = 35000(1.01)^24

Using a calculator, we can calculate the value of (1.01)^24, which is approximately 1.268242.

Therefore, the total amount (A) after 6 years is:

A = 35000 * 1.268242

A ≈ 44371.47

The correct answer is $44,371.47, which is closest to option C: $44,440.71.

Explanation:

User Vandal
by
6.8k points