Final answer:
Money allows individuals to specialize in specific skills or talents without worrying about basic needs, leading to greater expertise and productivity.
Step-by-step explanation:
Money encourages specialization by allowing individuals to focus on developing and refining specific skills or talents without having to worry about basic survival needs. For example, if someone specializes in mechanics and is able to make a good income, they can rely on that income to provide for their family's needs instead of having to grow their own food. This allows them to dedicate more time and effort to their specialization, leading to greater expertise and productivity.
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