Final answer:
Juwana should request a free copy of her credit file directly from the credit bureau to understand the factors that led to the loan denial and to identify any errors or negative factors. Reviewing the credit file will help Juwana take necessary steps to address issues and improve her credit.
Step-by-step explanation:
Juwana should first request a free copy of her credit file directly from the credit bureau. This will provide her with detailed information about her credit history and any factors that may have resulted in the loan denial. The credit bureau is the primary source of credit information, so obtaining a copy of her credit file will give her the most accurate and complete picture of her creditworthiness.
Once Juwana receives her credit file, she can review it to identify any errors or negative factors that may have contributed to the loan denial. If there are errors, she can take steps to correct them with the credit bureau. If there are negative factors, she can work on improving her credit before applying for another loan. Understanding the information contained in her credit file is essential for Juwana to take the necessary steps to address any issues and improve her credit.
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