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Aldo needs $4984 for a future project. He can invest $4000 now at an annual rate of 10.2%, compounded monthly. Assuming that no withdrawals are made, how long will it take for him to have enough money for his project? Do not round any intermediate computations, and round your answer to the nearest hundredth _______years

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Final answer:

To find out how long it will take for Aldo to have enough money for his project, we use the formula for compound interest: A = P(1 + r/n)^(nt). Plugging in the given values, we find that it will take approximately 3.36 years.

Step-by-step explanation:

To find out how long it will take for Aldo to have enough money for his project, we need to use the formula for compound interest:

A = P(1 + r/n)^(nt)

Where:

  • A is the final amount of money Aldo will have
  • P is the principal amount he invests initially
  • r is the annual interest rate (as a decimal)
  • n is the number of times the interest is compounded per year
  • t is the number of years

In this case, Aldo invests $4000, the interest rate is 10.2%, compounded monthly (n=12), and he needs $4984. Plugging these values into the formula, we get:

$4984 = $4000(1 + 0.102/12)^(12t)

Solve for t:

$4984/$4000 = (1 + 0.102/12)^(12t)

Taking the natural logarithm of both sides to solve for t:

t = (ln($4984/$4000))/(12*ln(1 + 0.102/12))

Using a calculator, t ≈ 3.36 years.

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