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d)Hazards Conditions such as lifestyle and existing health, or activities such as scuba diving are hazards and may increase the chance of a loss occurring.
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d)Hazards Conditions such as lifestyle and existing health, or activities such as scuba diving are hazards and may increase the chance of a loss occurring.

User Steve Siebert
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Answer: I totally understand what you are saying

Explanation: I don't. specify

User Akela
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