Final answer:
Checking accounts with more than one person on the account may or may not be frozen when one person on the account dies, depending on the ownership and type of account.
Step-by-step explanation:
When one person on a checking account dies, the account is not necessarily frozen. The status of the account depends on the ownership and the type of account. If the account is owned jointly with rights of survivorship, the surviving account holder retains full access to the funds. However, if the account is owned jointly as tenants in common, the deceased person's portion may be subject to probate and may be frozen until the legal process is completed.
Learn more about Checking accounts