Answer:
Accidents are the fourth leading cause of death in the U.S., after heart disease, cancer and Covid. In fact, they’re the No. 1 cause of death for adults ages 25 to 44, according to the Centers for Disease Control. So, it seems like it would make sense to have an insurance policy that would provide coverage for accidental deaths.
That’s why there is accidental death and dismemberment (AD&D) insurance. But as with all life insurance products, it pays to understand what it really covers and if you need it.
Step-by-step explanation:
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