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How much would you have to deposit now to be able to withdraw $2,400 at the end of each year for 10 years from an account that earns 4% compounded annually?

User JRun
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Answer:

The amount that would need to be deposited now to withdraw $2,400 at the end of each year for 10 years from an account that earns 4% compounded annually is $60,058.50.

Explanation:

To determine how much would need to be deposited now to withdraw $2,400 at the end of each year for 10 years from an account that earns 4% compounded annually, we can use the present value formula for an annuity:

PMT x [(1 - (1 + r/n)^(-nt)) / (r/n)] = PV

Where:

PMT = the periodic payment

r = the annual interest rate (as a decimal)

n = the number of times the interest is compounded per year

t = the total number of years

PV = the present value (the amount to be deposited now)

In this case, we have:

PMT = $2,400

r = 4% = 0.04 (decimal)

n = 1 (compounded annually)

t = 10 years

Plugging these values into the formula, we get:

PV = $2,400 x [(1 - (1 + 0.04/1)^(-1*10)) / (0.04/1)]

PV = $2,400 x [(1 - 0.5537) / 0.04]

PV = $60,058.50

Therefore, the amount that would need to be deposited now to withdraw $2,400 at the end of each year for 10 years from an account that earns 4% compounded annually is $60,058.50.

Hope this helped! If it didn't, I'm sorry! If you need more help, ask me! :]

User Shift Technology
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