Short-term disability. An insurance coverage known as short-term disability offers temporary financial support to people who are unable to work due to an injury, illness, or pregnancy.
A type of coverage called short-term disability insurance offers financial support to people who are unable to work because of a temporary disability. Injury, ailment, or pregnancy could all be to blame for the handicap. Depending on the policy, this insurance normally pays a percentage of the person's salary, typically between 60 and 70%, for a predetermined timeframe, usually up to six months or a year. Short-term disability insurance is designed to offer short-term financial assistance to aid the person with their costs until they are able to return to work. It can ease the financial strain brought on by an unforeseen disability and offer the individual and their family peace of mind.