Answer:
If you find an error on your credit report, here are five things you can do:
Contact the credit bureau: The first thing you should do is contact the credit bureau that issued the report with the error. You can dispute the error online, by mail, or by phone. Make sure to include any documentation that supports your dispute.
Contact the creditor: If the error is related to a specific account, contact the creditor or lender and provide them with the same documentation you provided to the credit bureau.
Keep records: Keep copies of all correspondence with the credit bureau and the creditor, including any supporting documentation. This will help you keep track of your dispute and provide evidence in case you need it later.
Follow up: The credit bureau is required to investigate your dispute within 30 days of receiving it. Follow up with the credit bureau after the 30-day period to make sure the error has been corrected.
Monitor your credit report: Once the error has been corrected, monitor your credit report to make sure the correction has been reflected. You are entitled to a free credit report from each of the three major credit bureaus once a year, so make sure to take advantage of this to stay on top of your credit history.
Step-by-step explanation: