Answer:
D. Bank charges a large fee for bouncing a check is not an example of overdraft protection.
Explanation:
Overdraft protection is a service offered by banks that allows you to link your checking account to another account, such as a savings account or a line of credit. If you overdraw your checking account, the bank will automatically transfer funds from the linked account to cover the shortfall, which helps you avoid overdraft fees and other penalties.
Option A is not an example of overdraft protection as it refers to earning interest on money in your savings account, which is a separate service.
Option B refers to additional fees collected by the bank when you bounce a check, which is a penalty for not having sufficient funds in your account to cover the check.
Option C refers to an ATM machine providing you with cash, which is a basic function of an ATM and is not related to overdraft protection.