Answer:
Step-by-step explanation:
Based on the information given, it seems that Alicia has an insurance policy with a deductible of $325, and she was involved in an accident that resulted in a verdict to compensate the injured person for $40,000.
However, just before the accident, Alicia reduced her policy from $50,000 to $25,000. This means that her insurance coverage for the accident is limited to $25,000, and any amount over that will need to be paid out of pocket.
To calculate how much Alicia has to pay, we need to subtract her insurance coverage of $25,000 from the compensation awarded to the injured person of $40,000. This gives us:
$40,000 - $25,000 = $15,000
Therefore, Alicia will have to pay $15,000 out of pocket for this accident, in addition to her deductible of $325. So her total out-of-pocket expenses would be:
$15,000 + $325 = $15,325.