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R9000 invested at 8% p.a simple interest for 3 years and R9000 invested at 7% p. a compound interest for 3 years. Which of the two options will be better?

User Argeman
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1 Answer

3 votes

Answer:

Explanation:

To compare the two investment options, we need to calculate the total amount of interest earned in each case.

For the first investment at 8% simple interest, the interest earned after 3 years would be:

Interest = Principal x Rate x Time

Interest = R9000 x 0.08 x 3

Interest = R2160

The total amount after 3 years would be the principal plus the interest:

Total amount = Principal + Interest

Total amount = R9000 + R2160

Total amount = R11160

For the second investment at 7% compound interest, we can use the formula for compound interest:

A = P(1 + r/n)^(nt)

Where:

A = total amount

P = principal

r = annual interest rate

n = number of times interest is compounded per year

t = time in years

In this case, we have:

P = R9000

r = 0.07

n = 1 (interest is compounded annually)

t = 3

A = R9000(1 + 0.07/1)^(1*3)

A = R9000(1.07)^3

A = R11684.61

Therefore, the second option with compound interest at 7% per annum is better, as it yields a higher total amount after 3 years.

User Deepak Tagadiya
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