Answer:
1. Making the minimum payment on your credit card bill each month - making the minimum payment on your credit card bill each month can have a negative effect on your financial health as you will accrue interest on the remaining balance, resulting in higher amounts over time that you will have to pay back.
2. Making all of your purchases using your credit card - making all of your purchases using your credit card can have a negative effect on your financial health if you do not have the money to be able to pay off the entire balance at the end of the month. This can result in higher amounts of debt and interest payments.
3. Paying your credit card bill in full each month - paying your credit card bill in full each month can have a positive effect on your financial health as you will not have to pay any interest or late fees on the balance and you will have a better credit rating.