The formula for calculating the value of an investment with continuous compounding is:
A = Pe^(rt)
where A is the resulting amount, P is the principal amount, e is the mathematical constant e (approximately equal to 2.71828), r is the annual interest rate, and t is the time in years.
Substituting the given values, we get:
A = 20000 * e^(0.045 * 5)
≈ 26,088.19
Therefore, the value of the account after 5 years is approximately $26,088.19. Rounded to the nearest cent/penny, the answer is $26,088.19.