Answer:
11:30
Explanation:
The wording is a little confusing, but I'll give it a try...
Lucia has a 10 min. walk, so she has to leave at 12:20 to get to the meeting on time.
Maria has a 15 minute walk (1/4 x 60 min. = 15 min), so she has to leave at 12:15 to get to the meeting on time.
If Ariana has to leave 45 minutes before Maria to get to the meeting on time, then she has to leave at 11:30 (which is 45 minutes before 12:15) to get to the meeting on time. It takes Ariana 60 minutes to get to the meeting.