Answer :
In the United States, a credit report typically compiles an individual's credit history from the past 7-10 years.
This includes information about the individual's credit accounts, such as credit cards, loans, and mortgages, as well as their payment history, outstanding balances, and credit utilization.
Other information that may be included in a credit report includes bankruptcies, foreclosures, and other negative information that may affect a person's creditworthiness.
The information in a credit report is used by lenders, landlords, and other entities to evaluate an individual's creditworthiness and financial history.