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Define what a personal loan is. What are some of the uses of personal loan? When should you consider using a personal loan? When do these loans not make sense for you as a borrower? And what are examples of why you might need a loan in the future?

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Answer:

Define what a personal loan is

A personal loan is a money you borrow from a bank or other financial institution with a set repayment period and consistent monthly payments

When should you consider using a personal loan?

People commonly use them to cover home repairs, medical bills and other unexpected one-time expenses, to pay for weddings and other major life events or to consolidate credit card balances and other existing debt

What are some of the uses of a personal loan?

Personal loans can be used to pay for almost anything, but not everything. Common uses for personal loans include debt consolidation, home improvements and large purchases, but they shouldn't be used for college costs, down payments or investing.

Step-by-step explanation:

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