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Finance. A person wishes to have $22,500 cash for a new car 3 years from now. How much should be placed in an

account now, if the account pays 4.8% annual interest rate, compounded weekly?
(Round to the nearest dollar.)

1 Answer

7 votes

Answer:

$20,907

Explanation:

To calculate the amount that needs to be placed in an account now to have $22,500 in 3 years, you can use the formula for compound interest:

A = P * (1 + r/n)^(nt)

Where:

A = final amount

P = principal (the initial amount placed in the account)

r = annual interest rate as a decimal

n = number of times the interest is compounded in a year

t = number of years

In this case, r = 0.048, n = 52 (since the interest is compounded weekly), and t = 3.

So, we have:

A = 22,500

P = ?

r = 0.048

n = 52

t = 3

Plugging these values into the formula:

22,500 = P * (1 + 0.048/52)^(52 * 3)

Solving for P, we get:

P = 22,500 / (1 + 0.048/52)^(52 * 3)

P = 22,500 / (1 + 0.048/52)^(156)

Rounding to the nearest dollar, we get:

P = $20,907

So, a person should place $20,907 in the account now, if the account pays 4.8% annual interest rate, compounded weekly, to have $22,500 in 3 years.

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