candace just accepted her first job paying a $48,000 salary and is planning to take a $5,000 vacation cruise throughout europe for 2 weeks. she is debating whether to take the trip now and finance it with a promotion from the travel company offering no payments for a year at a monthly periodic rate of 1%, or wait the year and save to pay for the trip. if she takes the trip now she will start her career 2 weeks late. approximately how much would she save by waiting a year and not taking her unpaid time from work to travel?